Crème de la crème car insurance

And it’s quick – 5 minutes or less.

Insurance

as it should be:

Instant. Affordable.
Beyond comprehensive.

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Instant insurance

Get a quote, get insured & have a coffee in under 5 min.
Claim online in 30 secs.

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Super
affordable

No fixed contracts.
Excess? Your choice.
Up to 30% back for driving less.

Beyond comprehensive

Full comprehensive cover for fire, theft, accidents, hail & more.

What is car insurance?

Car insurance is a useful tool and safety net protecting both your vehicle and your financial well-being.

It’s an agreement between you and the insurance provider – you pay for their services (via a monthly fee called a premium), and they ensure your car’s protection against accidents, theft and other damages.

Coverage typically includes third-party liability cover, weather damage and other natural disasters, as well as fire and explosion.

What is Comprehensive Car Insurance?

“We call it 'comprehensive' because it covers a wide range of potential crises. That’s why, at times, it’s even referred to as 'other than collision coverage' because it covers things that are not only caused by collision.”

What is Short-term Insurance?

“As the name suggests, short-term insurance is cover you’ll have for a set amount of time. Short-term insurance covers assets such as your phone, laptop, bicycle, drone, house, household contents and your car for a short/ temporary period.”

Premium Pineapple Premiums

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A white 3D model of a Audi A3

Audi A3

Premium from

R489.96

P/M
Under 300km

*R342.98

P/M
Get Quote
A white 3D model of a Suzuki Swift

Suzuki Swift

Premium from

R331.02

P/M
Under 300km

*R231.72

P/M
Get Quote
A white 3D model of a Toyota Hilux

Toyota Hilux

Premium from

R501.22

P/M
Under 300km

*R350.86

P/M
Get Quote
A white 3D model of a Mercedes Class

Mercedes Class

Premium from

R456.78

P/M
Under 300km

*R319.75

P/M
Get Quote

Audi A3

Premium from

R489.96

P/M
Under 300km

*R342.98

P/M
Get Quote

Suzuki Swift

Premium from

R331.02

P/M
Under 300km

*R231.72

P/M
Get Quote

Toyota Hilux

Premium from

R501.22

P/M
Under 300km

*R350.22

P/M
Get Quote

Mercedes C

Premium from

R456.78

P/M
Under 300km

*R319.75

P/M
Get Quote

*Drive Less Get Blessed Discount

*Get up to 30% back each month for driving 300km or less.

Pineapple’s insurance
Premium tips

Reducing your car insurance premium:

These five simple tips will provide clarity and insight into how best you can decrease your car insurance premium as a young driver:

TIP

01

Choose a trustworthy insurance provider (*cough* Pineapple *cough*).

View all

TIP

02

Buy a car with lower insurance premiums.

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TIP

03

Increase your excess.


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TIP

04

Maintain a good driving record.

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TIP

05

Park your car in a secure area.

View all
See the rest of our tips to reduce your premium here

Thought of a car warranty instead of car insurance?

Car insurance is short-term insurance protecting you against accidents, theft, or damage from natural disasters. It's like that reliable friend who helps you out when you're in a tough spot, ensuring you won't bear the full cost of damages to your vehicle or others.

Car Warranty is akin to a promise from the manufacturer. If something breaks or malfunctions within a specified period, they'll take care of it. It's the manufacturer's way of saying, "We stand by the quality of our product and will fix issues that shouldn't occur so soon.”

Beyond Comprehensive

Bumped car? Stolen car? Car on fire? Weather damage? Dead battery? Flat tyre? No petrol? Lost keys?

We’ve got you.

View Our Full Car Insurance Policy Terms

24/7
Free Emergency Assistance

Tap of a button. Instant. Free.

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Emergency Accident & Roadside Assist

Emergency Fuel Assist

Emergency Tyre Assist

Emergency Key & Remote Assist

Emergency Accommodation

Retail
value

Need to claim. Forget Trade-in Value (Book Value), we’ll replace your car

Same model, no bulls*#t.

Other drivers

Is someone else driving your car with your permission? Stress less. You’re still covered. (As long as they have a valid drivers license).

We’ve got you.

Insurance in 3 easy steps

Our award-winning tech will have you insured in 5 mins or less.
Say goodbye to long forms and annoying phone calls.

Step

01

Get a final quote in 90 secs.

Step

02

Choose your toppings, add some sauce:

Step

03

Select a date.
Pay.
Go.

See my price

Claim in 3 easy steps

Our approach to handling claims is simple and speedy.
Our smart tech will have your claim submitted in 30 secs or less.

Step

01

Have an oopsie?

Step

02

Contact us, snap some pics & submit your claim:

Step

03

Get updated via chat & roll on in no time.

See my price

Hold up, but what is a Car Insurance Excess?

Car insurance excess refers to the amount of money that the policyholder agrees to pay towards a claim before the insurance provider covers the remaining costs.

It is an essential aspect of car insurance as it helps determine the level of risk and responsibility shared between the policyholder and the insurer.

By setting an excess, insurance companies incentivize policyholders to be cautious on the road and discourage frivolous claims.

Moreover, a higher excess often leads to lower insurance premiums, providing policyholders with more affordable coverage options. Understanding car insurance excess is crucial for drivers as it helps them make informed decisions when choosing insurance plans

Pineapple’s tips for finding the right excess for you:

TIP

01
Money Talks.

Extra money in the bank? Opt for a higher excess, it could mean lower monthly premiums.

TIP

02
Determine Your Driving Habits.

If you're barely out on the road, a higher excess could be your saving grace, thanks to those lower premiums.

TIP

03
Review. Renew. Recycle.

Your circumstances can change faster than a Formula 1 pit stop, so ensure your excess is keeping pace by annually reviewing your car insurance.

Drive Less Get Blessed Discount

Get up to 30% back for driving
300km or less p/m.

Learn More

Free Auto Crash Detect

Whether you’re the driver, the co-pilot or backseat DJ, the Pineapple App will automatically detect an accident & alert your loved ones. The best part?

It’s FREE - no policy required.

Free Auto Crash Detect

Whether you’re the driver, the co-pilot or backseat DJ, the Pineapple App will automatically detect an accident and alert your loved ones. The best part?

It’s FREE - no policy required.

Almost 5-star
rated insurer

Rated a combined *4.7 across all app stores & Hellopeter.
We’re not perfect, but we’re damn close.

Worried about the fine print?

Here it is...

BIG, BOLD & in the spotlight:

View Policy Terms

Pineapple Wills FAQs

What’s included in your cover?

We cover you for accidental & third-party damage, theft & hijackings, hail & floods, fire & explosions.

Our comprehensive cover includes free 24h emergency accident and roadside assistance. Fuel, tyre, key/remote, and emergency accommodation included. 

How do I get a car insurance quote?

Website: Tap the turquoise button (top right corner). Follow the steps to get a comprehensive quote.

App: Sign into your account and tap on the car emoji icon at the top of the screen. Snap a pic of your car to start the 2-minute quote process. 

Stuck? Send us a direct message via the chat, bottom right.

How do I submit a car claim via the app?

You can submit a claim in 30 secs in-app. Simply navigate to the home screen and tap on the paper icon, bottom right. Follow the easy steps and press submit. Once logged, a Pineapple agent will be in touch with next steps.

Struggling? Send us a DM via the chat, top left in-app.

View all FAQs

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