Crème de la crème car insurance

And it’s quick – 5 minutes or less.

lots of cars

Insurance

as it should be:

Instant. Affordable.
Beyond comprehensive.

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Instant
insurance

Get a quote, get insured & have a coffee in under 5 min.
Claim online in 30 secs.

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Super
affordable

No fixed contracts.
Excess? Your choice.
Up to 30% back for driving less.

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Beyond
comprehensive

Full comprehensive cover for fire, theft, accidents, hail & more.

What is car insurance?

Car insurance is a useful tool and safety net protecting both your vehicle and your financial well-being.

It’s an agreement between you and the insurance provider – you pay for their services (via a monthly fee called a premium), and they ensure your car’s protection against accidents, theft and other damages.

Coverage typically includes third-party liability cover, weather damage and other natural disasters, as well as fire and explosion.

What is Comprehensive Car Insurance?

“We call it ‘comprehensive’ because it covers a wide range of potential crises. 

That’s why, at times, it’s even referred to as ‘other than collision coverage’ because it covers things that are not only caused by collisions.”

clay mercedes under a umbrella

What is Short-term Insurance?

“As the name suggests, short-term insurance is cover you’ll have for a set amount of time.

Unlike long-term insurance, short-term insurance covers items that can be damaged or lost. Short-term insurance protects your valuable possessions like your car, home, and personal belongings against perils like accidents, and more.”

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Premium Pineapple Premiums

clay audi a3

Audi A3

Premium from

R789.96

P/M*

Under 300km

R552.97

P/M**

clay Suzuki_Swift

Suzuki Swift

Premium from

R531.02

P/M*

Under 300km

R371.71

P/M**

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Toyota Hilux

Premium from

R619.96

P/M*

Under 300km

R433.97

P/M**

clay Mercedes_C_Class

Mercedes Class

Premium from

R757.96

P/M*

Under 300km

R530.57

P/M**

**Drive Less Get Blessed Discount

Get up to 30% back each month for driving 300km or less.

Pineapple’s insurance
premium tips

Reducing your car insurance premium:

These five simple tips will provide clarity and insight into how best you can decrease your car insurance premium:

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TIP

01

Choose a trustworthy insurance provider (*cough* Pineapple *cough*).

TIP

02

Buy a car with lower insurance premiums.

TIP

03

Increase your excess.

.

TIP

04

Maintain a good driving record.

TIP

05

Park your car in a secure area.

Thought of a car warranty instead of car insurance?

Car insurance is short-term insurance protecting you against accidents, theft, or damage from natural disasters. It’s like that reliable friend who helps you out when you’re in a tough spot, ensuring you won’t bear the full cost of damages to your vehicle or others.

Car warranty is akin to a promise from a manufacturer. If something breaks or malfunctions within the warranty’s duration, they’ll take care of it. It’s the manufacturer’s way of saying, “We stand by the quality of our product and will fix issues that shouldn’t occur so soon.”

blacked out suzuki

Beyond comprehensive

Bumped car? Stolen car? Car on fire? Weather damage? Dead battery? Flat tyre? No petrol? Lost keys?

We’ve got you.

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24/7
free emergency assistance

Tap of a button. Instant. Free.

hook

Emergency Accident & Roadside Assist

fuel can

Emergency Fuel
Assist

tire

Emergency Tyre
Assist

keys

Emergency Key & Remote Assist

bed

Emergency
Accommodation

broken and fixed car

Retail
value

Need to claim. Forget Trade-in Value (Book Value), we’ll replace your car

Same model, no bulls*#t.

Other
drivers

Is someone else driving your car with your permission? Stress less. You’re still covered. (As long as they have a valid drivers license).

We’ve got you.

keys on a hand

Insurance in 3 easy steps

Our award-winning tech will have you insured in 5 mins or less. Say goodbye to long forms and annoying phone calls.

Step

01

Get a final quote in 90 secs.

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Step

02

Choose your toppings, 

add some sauce:

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Step

03

Select a date.
Pay.
Go.

Claim in 3 easy steps

Our approach to handling claims is simple and speedy. Our smart tech will have your claim submitted in 30 secs or less.

Step

01

Have an oopsie?

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Step

02

Contact us, snap some pics & submit your claim:

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Step

03

Get updated via chat & roll on in no time.

Hold up, but what is a car insurance excess?

Car insurance excess refers to the amount of money that the policyholder agrees to pay towards a claim before the insurance provider covers the remaining costs.

It is an essential aspect of car insurance as it helps determine the level of risk and responsibility shared between the policyholder and the insurance provider.

pineapple floating

By setting an excess, insurance companies incentivise policyholders to be cautious on the road and discourage unnecessary claims.

Moreover, a higher excess often leads to lower insurance premiums, providing policyholders with more affordable coverage options. Understanding car insurance excess is crucial for drivers as it helps them make informed decisions when choosing insurance plans.

pineapple floating 2

Pineapple’s tips for finding the right excess for you:

TIP

01

Money Talks.

Extra money in the bank? Opt for a higher excess, it could mean lower monthly premiums.

TIP

02

Determine Your Driving Habits.

If you’re barely out on the road, a higher excess could be your saving grace, thanks to those lower premiums.

TIP

03

Review. Renew. Recycle.

Your circumstances can change faster than a Formula 1 pit stop, so ensure your excess is keeping pace by annually reviewing your car insurance.

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Drive less get blessed discount

Get up to 30% back for driving
300km or less p/m.

cloth covering ranger

Free auto crash detect

Whether you’re the driver, the co-pilot or backseat DJ, the Pineapple App will automatically detect an accident & alert your loved ones. The best part?

It’s FREE – no policy required.

car bumped into a pole

Almost 5-star
rated insurer

Rated a combined *4.7 across all app stores & Hellopeter.
We’re not perfect, but we’re damn close.

NP

Nombulelo P

Joining was effortlessy easy online and the premium offered meant I would have massive savings.  Queries are answered very fast and a big Thank you to Wandile for being professional, friendly and providing a fast response to my query.

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B

Baryn

Always so extremely helpful. Even though I’ve only been insured for a month I still get treated like I’ve been a customer for many years. Thanks.

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F

Felicia

It is quick to attend to my quiries and they randomly communicate with me to check if i am still ok or need help with something… I recommended them to my friend and still will to more people a 100%.

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S

Sharlaine

I had a query about my drive less refund. Was assisted promptly. Excellent service.

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B

Busiswa

I just contacted them regarding car insurance cover. The consultant spent almost an hour explaining their product, something Which other companies fail to do. I was clear about everything and I made the right decision based on the accurate service I just got!

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N

Ngcebo

The experience has been hassle free.. besides the low premiums, they’re prompt and and very understanding.

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N

Nonhlanhla

Always friendly and always willing to help with enthusiasm

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E

Ennie

She was able to assist me at first with everything I needed and even more. I can happily recommend pineapple to friends and family.

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N

Nhlamulo

She was able to assist me at first with everything I needed and even more. I can happily recommend pineapple to friends and family.

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H

Hlumjda

Service is top tier … Thank you Monica Botha for the impeccable service and assistance, they are truthful and open with all the Terms and Conditions

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Worried about the fine print?

Here it is...

BIG, BOLD & in the spotlight:

Pineapple car insurance FAQs

What’s included in your cover?

We cover you for accidental & third-party damage, theft & hijackings, hail & floods, fire & explosions.

Our comprehensive cover includes free 24h emergency accident and roadside assistance. Fuel, tyre, key/remote, and emergency accommodation included. 

How do I get a car insurance quote?

Website: Tap the turquoise button (top right corner). Follow the steps to get a comprehensive quote.

App: Sign into your account and tap on the car emoji icon at the top of the screen. Snap a pic of your car to start the 2-minute quote process. 

Stuck? Send us a direct message via the chat, bottom right.

How do I submit a car claim via the app?

You can submit a claim in 30 secs in-app. Simply navigate to the home screen and tap on the paper icon, bottom right. Follow the easy steps and press submit. Once logged, a Pineapple agent will be in touch with next steps.

Struggling? Send us a DM via the chat, top left in-app.

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